14 days free, no credit card

Income Expense Tracking and
Budget App

Take control of your money.

Track your installment payments, bank loans, and monthly expenses in one dashboard. A personal finance app built for Turkey.

Try It See the App Google Play iOS (Coming Soon)
No credit card required
GDPR compliant
Isolated database
butce.app income expense tracking dashboard
15+
Built-in features
11
Currencies
100%
TR and EN interface
0
No bank password asked

Who is butce.app for?

Turkey has 129 million credit cards in circulation and the majority of purchases are made in installments. If you're managing multiple installment payments and struggling to see the full picture, butce.app was built for you. Apps like YNAB and Mint don't support Turkey's installment model. When you enter an installment purchase, your monthly payments are created automatically, converted across 11 currencies using live TCMB rates, and stored in your own isolated database.

butce.app was built by developer İsa Can Dağlık based on direct research into Turkey's installment spending behaviors and KVKK data protection requirements. The app was developed with reference to TCMB (Central Bank of Turkey) exchange rate data and BDDK banking regulations.

Individuals - Track exactly where your money goes each month.
Families - Manage shared spending and the household budget from one dashboard.
Freelancers - See irregular income and installment payments all in one place.
Income and Expense Tracking

How do I track my income and expenses?

Record your income and expenses by category, tag and account. Every description, date, amount and note you add is stored in your records. Get started with the user guide.

  • Unlimited income and expense entries
  • Custom categories and tags
  • Multiple accounts (cash, bank, credit card)
  • Attach documents to transactions
  • Automatic balance updates
Installments and Loans

How do I track installments and loan payments?

Credit card installments, bank loans, all your installment debt in one panel. See exactly how many payments remain and what you owe each month.

  • Set the number of installments when adding an expense, the rest is automatic
  • Mortgage, vehicle and personal loan tracking
  • Extra payments and restructuring
  • See upcoming installment collections by month
  • Integrated with the financial calendar
Budget Planning

How do I set a monthly spending limit?

Set monthly budgets by category. See how much you've spent and how much is left in real time.

  • Monthly budget limits per category
  • Spend vs budget ratio and performance
  • Automatic suggestions for categories without a budget
  • Copy budget from previous month
  • Multi-currency budgets
Financial Analysis

What does my financial health score mean?

See your financial health score (0–100) and your 12-month income and expense trends in one screen.

  • 0-100 financial health score
  • 12-month income, expense and savings trends
  • Spending tips and alerts
  • Month-end estimate (cash vs installments)
Financial Calendar

How do I see when money goes in and out each day?

View income, expenses and loan payments on a calendar. See at a glance how much flows in and out each day.

  • Day-by-day income, expense and loan payment view
  • Installment expenses highlighted in a separate color
  • Monthly totals, budgeted and off-budget split
  • Navigate by month for past and future
Every Device

What devices does it work on?

Your data stays in sync across every device. Log transactions on your phone, analyse on your computer.

butce.app web, Android and tablet screens
More Features

What tools do I need for budget management?

Household debt in Turkey has passed 5.94 trillion TRY (2026). If you want to see where your own finances stand, butce.app goes beyond income and expense tracking. You can also use free financial tools — VAT calculator, deposit interest, and loan installment calculator — without signing in.

How can I filter my transactions?

Filter all transactions by date, account, category, tag and installment status. Bulk delete and edit support.

Tracker List

Track recurring items like vehicle inspection, insurance, subscriptions. Get email reminders when due dates approach.

Document Management

Upload receipts, invoices and policies. Link them to transactions or store them separately.

Multi-Currency

Open accounts in 11 currencies. Automatic conversion with live rates. USD, EUR, GBP and more.

Excel Import / Export

Export all your data to Excel. Download templates and bulk import. Migrate your existing data.

How is my data protected?

Separate database per user. Data is transmitted over HTTPS. CSRF protection and brute-force prevention in place. Your bank password is never requested.

Free Financial Tools

VAT calculator, deposit interest (with withholding) and loan installment calculators. No account needed; open to everyone and completely free.

Explore Tools
AI

An assistant that learns from your data

Ask questions, upload statements, scan receipts. Three distinct AI features, three distinct jobs.

AI Chat

Ask questions about your accounts and transactions. How much did you spend this month, what does next 6 months look like, can you afford a new installment - instant answers.

  • ✓ Transaction and balance queries
  • ✓ Financial projection (1-24 months)
  • ✓ Add expenses, income or transfers by writing
10 questions - 15 ₺

AI Statement

Upload the statement you downloaded from your bank. AI reads the file, lists transactions not yet in your records, and lets you import them with one click.

  • ✓ PDF, CSV and Excel support
  • ✓ Duplicate detection
  • ✓ Import missing entries with one click
10 statements - 25 ₺

AI Receipt Scan

Upload a photo of a receipt or invoice. AI reads the amount, date and category, prepares the expense entry. Confirms before saving anything.

  • ✓ PNG, JPG and PDF
  • ✓ Automatic category suggestion
  • ✓ Nothing saved without your approval
100 receipts - 35 ₺
How does it work?
Pricing

What are the pricing and plan options?

Every plan includes everything. No feature gates, no extra charges.

Prices valid as of 18.07.2026.

Monthly Plan

69₺
/ month
  • All features
  • Unlimited transactions
  • Excel import / export
  • Cancel anytime
Get Started
Most Popular

Yearly Plan

690₺
/ year
  • All features
  • Unlimited transactions
  • Excel import / export
  • Priority support
  • 1 month free
Get Started

14-day free trial, no credit card required

FAQ

Frequently Asked Questions

butce.app is a personal finance app where you can manage your income, expenses, credit card installments, bank loans, and monthly budget in one place. With the financial calendar and analysis tools, you can see where your money goes and where it's headed. Available in Turkish and English.
You can use all features free for 14 days. No credit card required. After trial, choose monthly ₺69 or yearly ₺690.
No. All features are unlimited during the 14-day trial; no transaction, account or category limit.
Yes. Your data is stored in a dedicated database, completely isolated from other users. Login attempts are rate-limited against brute-force attacks, and CSRF protection is applied throughout.
  • HTTPS encryption: All connections are encrypted with SSL/TLS.
  • Separate database: Each user's data is stored in its own database, isolated from others.
  • Data protection: Your data is processed only for delivering the service and is never shared with third parties (GDPR/KVKK compliant).
  • No bank details: Payments are processed exclusively through Shopier's secure payment page; your bank password is never entered in the app.
Just specify the number of installments when adding an expense — the rest is automatic. The system creates your monthly payments, shows them on the calendar, and calculates the impact on your balance separately for each installment. Turkey has 28 million active credit card users, most of whom manage multiple concurrent installment payments (TCMB, 2024). butce.app gives you a single panel to see them all.
It tracks recurring items like vehicle inspection, insurance renewal and subscriptions. You get email reminders when due dates approach. You can also track by mileage.
Yes. Our Android app is live on Google Play. Access your finances with fingerprint and face recognition.

Android: Download on Google Play
iPhone: iOS app coming soon. Use Safari, Share, then Add to Home Screen for now.
After the 14-day trial, your data is kept for 1 month. When you renew your subscription you can access all your data again.
Yes, you can export all income, expense, installment and loan data in Excel format. You can also download Excel templates and do bulk import.
Yes, you can track mortgage, vehicle loan, personal loan and all installment debt. Make extra payments and restructure loans.
The financial calendar shows all income, expenses and loan payments in a monthly calendar view. See at a glance how much money flows in and out each day.
Yes. With multi-account support you can track both personal and shared expenses from one panel. Set monthly budget limits by category to keep household spending under control.
Excel requires manual setup for installment tracking, balance calculation, and calendar views. In butce.app, balances update instantly when you add a transaction, installments split automatically, and reports are ready out of the box. If you're used to Excel, butce.app also supports Excel import and export.

Your budget, your control

Try every feature free for 14 days. No credit card needed.

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