According to BKM's 2024 activity report there were 129.4 million credit cards in Turkey at the end of 2024. butce.app is designed around the way people use them. International apps such as YNAB and Mint do not support Turkey's installment model. Enter an installment purchase and monthly payments are created automatically, amounts are converted across 12 currencies using official TCMB rates, and your data is stored in a separate database under KVKK, Turkey's personal data protection law.
IIndividuals - See where your money went at the end of the month.
FFamilies - Manage shared spending and your family budget in one dashboard.
SSelf-employed - See irregular income and installment payments in one place.
Hi! Let's keep track of your money.
Month's over. Where did the money go?
Snap a receipt. I'll read the amount and category.
Groceries₺412.50Food suggested
See what's left before the month ends.
Month end₺8,240estimated balance
I'll remind you when your insurance is due.
Car insurance3 days leftemail sent
Try it free for 14 days. No card needed.
Income and Expense Tracking
How do I track my income and expenses?
Record income and expenses by category, tag and account. Keep the description, date, amount and any notes with each entry. Start with the user guide .
Unlimited income and expense entries
Custom categories and tags
Multiple accounts: cash, bank and credit card
Attach receipts, payment slips and invoices
Automatic balance updates
Salary +₺45,000
Rent -₺18,000
Groceries -₺412.50
Installments and Loans
How do I track installment and loan payments?
Credit card installments, bank loans and all your installment debt in one dashboard. See how many payments remain and how much is due each month.
Choose the number of installments when adding an expense
Track mortgages, car loans and personal loans
Record extra payments and restructure loans
See installments due in the coming months
Integrated loan payment calendar
Phone 5 / 12 · ₺2,150
Personal loan 14 / 36 · ₺6,480
Appliances 2 / 6 · ₺1,320
Budget Planning
How do I set a monthly spending limit?
Set a monthly budget for each category. See how much you have spent and how much is left.
Monthly budget limits by category
Spending-to-budget ratios and performance
Automatic suggestions for unbudgeted categories
Copy budgets from the previous month
Create budgets in multiple currencies
₺4,080 / ₺6,000 groceries
Financial Analysis
What does my financial health score mean?
See your financial health score from 0 to 100 and 12-month trend charts on one screen.
Financial health score from 0 to 100
12-month income, expense and savings trends
Spending suggestions and alerts
Month-end forecast with upfront and installment spending
Financial Calendar
How do I see when payments are due?
See income, expenses and loan payments on a calendar. Know how much money comes in and goes out each day.
Daily income, expense and loan payment view
Installment expenses marked in a separate color
Monthly totals with budgeted and non-budgeted spending
Browse past and future months
On Every Device
Which devices does it work on?
Your data stays in sync across devices. Add transactions on your phone and review your finances on your computer.
More Features
Which tools do I need to manage my budget?
According to TCMB's May 2026 Financial Stability Report household financial liabilities reached ₺6.639 trillion in March 2026. To help you see where your own finances stand, butce.app goes beyond income and expense tracking. You can use free financial tools for VAT, deposit interest and loan installments without signing in.
How can I filter my transactions?
Filter transactions by date, account, category, tag and installment status. Bulk editing and deletion are supported.
Trackers
Track recurring tasks such as vehicle inspections, insurance and subscriptions. Get email reminders as due dates approach.
Document Management
Upload receipts, payment slips, invoices and policies. Link them to transactions or keep them as standalone documents.
Multiple Currencies
Open accounts in 12 currencies. Automatic conversion using live TCMB rates. US dollars, euros, pounds and more.
Excel Import / Export
Export all your data to Excel. Download a template to upload entries in bulk or bring your existing records with you.
How is my data protected?
Each user has a separate database. Data is encrypted in transit over HTTPS, with CSRF protection and safeguards against brute-force attacks. Your bank password is never requested.
No bank password needed. You enter your own records. We do not connect to your bank or card.
KVKK compliant, separate database. Each user's data is isolated and processed under Turkey's Personal Data Protection Law.
Artificial Intelligence
An assistant that learns from your data
Upload statements, scan receipts. Two AI features for two different tasks.
Groceries · 12.09₺684.20Recorded
Fuel · 14.09₺1,250.00Missing
Pharmacy · 17.09₺312.40Missing
AI Statements
Upload a statement downloaded from your bank. AI reads the file and lists transactions missing from your records. Import them with one click or add the entire period in bulk.
✓ PDF, CSV and Excel support
✓ Check against existing transactions
✓ Add missing transactions with one click
10 statements - 25 ₺
GROCERY STORE Milk ...... 42.50 Bread ..... 15.00 Cheese ... 355.00 TOTAL 412.50
→
Amount₺412.50
Date18.09.2026
CategoryFood
AI Receipt Scanning
Upload a photo of a receipt or invoice. AI reads the amount, date and category, then prepares an expense entry. It is only saved after you confirm.
butce.app is a personal finance app built for Turkey. Manage income, expenses, credit card installments, bank loans and your monthly budget in one dashboard. The financial calendar and analysis show where your money went and where it will go.
You can use all features free for 14 days. No credit card required. After the trial, choose the monthly ₺69 or yearly ₺690 plan.
No. All features are unlimited for 14 days, with no limits on transactions, accounts or categories.
Yes. Your data is stored in a separate database, fully isolated from other users. Login attempts are rate-limited against brute-force attacks, and CSRF protection is applied.
HTTPS encryption: All connections are encrypted with SSL/TLS.
Separate database: Each user's data is kept in their own database, isolated from everyone else.
KVKK: Your personal data is processed only to provide the service and is not shared with third parties.
No bank details requested: Payments are processed only through Shopier's secure payment infrastructure. Your bank password is never entered in the app.
Choose the number of installments when adding an expense. The app creates monthly payments, displays them on the calendar and calculates each payment's effect on your balance. Manage multiple installment purchases in one dashboard.
Track recurring tasks such as vehicle inspections, insurance policies and subscription renewals. Receive email reminders before due dates. Mileage-based tracking is also supported.
Yes. Our Android app is available on Google Play. Access your financial data using fingerprint or face recognition.
After the 14-day trial, your data is kept for one month. Renew your subscription to regain access to all your records.
Yes. Export all income, expense, installment and loan data to Excel. You can also download an Excel template to upload records in bulk.
Yes. Track mortgages, car loans, personal loans and other installment debt. Record extra payments and restructure your loans.
The financial calendar shows all income, expenses and loan payments in a monthly view. See how much money comes in and goes out each day.
Yes. Multiple accounts let you track personal and shared expenses in the same dashboard. Set category budgets to keep family spending under control.
In Excel, installment tracking, automatic balance calculations and a financial calendar require manual setup. butce.app updates balances when you add transactions, splits installments automatically and provides ready-to-use reports. Excel import and export are also available.
Your budget, under your control
Try every feature free for 14 days. No credit card required.